Key Themes:

• Digital Financial Access: Expanding reach to the unbanked and underbanked through mobile and agent-based innovation.

• Embedded Trust Building: Redesigning onboarding and user experience for inclusion without compromising risk controls.

• Human-Digital Hybrid Models: Blending community agents, mobile platforms, and education for real-world adoption.

2025 ASEAN Enterprise Innovation Awards Finalist Showcase:

Empowering Financial Inclusion through Digital Transformation

• Yap Yik Yen, VP of Innovation & Excellence, Bank Simpanan Nasional (BSN).

UNO Digital Bank innovates by providing Filipinos a fast and easy way to achieve their desires

• Utkarsh Saxena, Head Of Assets, UNO Digital Bank.

Goodbank

• Jove Tapiador, President, Rural Bank of Silay

RCBC ATM Go

• Lito Villanueva, Executive Vice President And Chief Innovations And Inclusion Officer, Rizal Commercial Banking Corporation.